Mountain America Credit Union

Serving members across Utah, Idaho, Arizona, Nevada and New Mexico since 1934

MACU Key Facts

Last updated:

MACU Banking Services

Personal Banking

  • Free Checking Accounts: No monthly fees with MACU debit card.
  • High-Yield Savings: Earn competitive dividends in Western states.
  • Auto Loans: Rates as low as 3.49% APR for MACU members.
  • CD Accounts: Lock in high rates with MACU certificates of deposit.
Learn About Membership

MACU Financial Calculators

Auto Loan Calculator

Loan Amount: $25,000

MACU Special Offers

Limited-Time Deals

Homebuyers: Special mortgage rates for Mountain America members.

Student Banking: Free $50 deposit for new student accounts.

Learn About Offers

MACU Member Reviews

★★★★★

"Mountain America's auto loan saved me thousands compared to Bank of America!" —

★★★★☆

"The MACU online banking platform is so easy to use from anywhere in the West." —

MACU FAQs

How do I log in to Mountain America Credit Union online banking?

Visit the Mountain America login page or use the mobile app (iOS/Android).

What's MACU's routing number?

Mountain America routing number is 324377516 for Western states.

MACU Branches in Western States

Sandy Headquarters

9800 S Monroe St, Sandy, UT
Hours: Mon-Fri 9AM-5PM

Phoenix Branch

21001 N Tatum Blvd, Phoenix, AZ
Hours: Mon-Sat 10AM-3PM

Mountain America branch locations in Western states

MACU Resources